Behavioural Segmentation of Credit-Constrained Households Using Unsupervised Machine Learning. Journal of Financial and Management Sciences, [S. l.], v. 2, n. 3, p. 242–262, 2026. DOI: 10.70970/fxyq7d50. Disponível em: https://journals.uok.ac.rw/jfms/article/view/261. Acesso em: 9 sept. 2026.