Comparative Analysis of the Best Interest-Earning Digital Wallet Banking Applications in Philippines Applying Time Value of Money Principles. Journal of Financial and Management Sciences, [S. l.], v. 2, n. 3, p. 83–134, 2026. DOI: 10.70970/cx3anx64. Disponível em: https://journals.uok.ac.rw/jfms/article/view/272. Acesso em: 9 sep. 2026.